Could encryption be approaching your 401(k)? | personal finances

How Brazil is reforming a public fund to finance broadband expansion

Source statesville.com

While there’s no such thing as a risk-free investment, cryptocurrency is a lot riskier than putting money into stocks, which have a proven history of gaining value over time. Bitcoin, by contrast, is only a little more than a decade old, and we don’t know how much staying power it or other digital currencies have. Even if cryptocurrency doesn’t make its way into your retirement plan anytime soon, you can still invest non-retirement funds in it. But be careful.

In fact, the 5% threshold mentioned earlier might be a good start if you’re going to get into cryptocurrency at all. Easing your way in is a better bet than going all in — and running the risk of losing all of your money in the process. Be careful with crypto

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