Don’t waste money on your car accident claim

Don’t waste money on your car accident claim

If you feel your insurer isn’t giving you enough in return for your car, consider contacting a car accident attorney. They can go over your options for a bigger claim with you. Double-check the exact year, make, and model of your vehicle and what kind of drive (4WD, AWD, etc.) that it has. Make sure you have the proper documentation that shows what features your car has and what items or parts of it were damaged. Story continues

To assess the damage to your property, you will need to first figure out what condition your car was in before the accident. This also includes any extra features that could increase its value. As a general rule, the insurance company will usually pay out whatever the market value of the car is if they can’t pay for repairs. In most cases, your car should have the bulk of the accident damage. This is in part because modern cars are built to cushion and crumple around the person they are transporting. However, this also means that modern cars do collapse easily.

You should make sure your insurer knows of any upgrades or improvements that were made to your vehicles, such as new paint jobs or wheel rims. Unfortunately, regular maintenance doesn’t improve the value of your car, though it does keep it from depreciating in value so rapidly. Determining the Value of Property Damage

This coverage will usually handle liability and possibly a waiver for collision damage, but it may not cover the replacement cost of personal effects or medical costs. Calculating Healthcare and Medical Costs You’ll want to check what your car insurance covers regarding rental vehicles. Some insurers provide coverage that extends to rental cars. Many people just buy rental insurance or rent from companies that include it automatically.

But what if you’re in an accident where the car wasn’t yours? For example, if you’re in an accident with a vehicle you rented, can you get anything extra out of the claim? Determining Property Damage in a Rented Car

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