New York City dials up new phone insurance options | Business

New York City dials up new phone insurance options | Business

For years, though, many credit card companies have been offering their customers insurance coverage as long as they pay their wireless bill with the card in question.

ALBANY — Insurance coverage for cells phones can be expensive, but large numbers of consumers buy the plans because the cost of replacing or repairing a device can be a budget buster.

But New York had not allowed that option until Thursday, when legislation was enacted to let consumers acquire cell phone insurance from credit card companies or banks.

While the insurance won’t prevent damage or loss, it will provide reimbursement for replacing or repairing a phone, subject to the limitations and conditions of the various plans that are offered.

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