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In this comprehensive evaluation, we delve deep into the realm of the “Best International Money Transfer Apps” currently available in the market. Our exploration encompasses invaluable insights on a multitude of facets, encompassing cost structures, exchange rates, supported currencies, user-friendliness, and numerous other elements of the transaction process. With the proliferation of apps designed to simplify global money transfers, sending funds worldwide has become remarkably streamlined. However, amid the multitude of options at your disposal, discerning the most fitting app for your individual needs can be a challenging endeavor.
We have compiled a list of the top money transfer applications by taking into account user reviews from both the Apple App Store and the Google Play Store, as well as by carefully examining the features that come standard with each service. This allows us to meet a variety of clients’ needs. You will discover the appropriate app to fit your demands for international money transfer in our recommendations, regardless of whether your top priority is speed, price, or the experience of using the app.
Factors to Consider When Choosing an International Money Transfer App
The app’s exchange rate is one of the most important things to think about. Look for apps with reasonable prices to make sure you get the most for your money.
- Transfer Fees: Look at the app’s fees to see how they work. Some apps might charge a flat fee for each transfer, while others might charge a fee based on a portion. Compare the prices of different apps to find the one that will save you the most money.
- Transfer Speed: Think about how fast the app can move your money. Some apps can send money right away, but others might take a few working days. Consider how quickly you need to move files and choose an app that can do it.
- Transfer Limits: Check to see if the app has any limits on how much money you can send or receive. Some apps may have limits for each day, week, or month. Make sure the app can handle the amount you want to send.
Best International Money Transfer Apps Comparison Table
Think about whether or not the app is compatible with the operating system of your mobile device, whether it be iOS or Android. By using a mobile app, you can easily manage and keep track of your transfers while you are on the move.
Products | Description | Ratings |
---|---|---|
Remitly | Remitly is a digital money transfer service for international remittances. It allows users to send money to family and friends across borders quickly and securely. | 4.5/5 |
OFX | OFX is an online foreign exchange and global payment platform that enables individuals and businesses to transfer money internationally at competitive rates. | 4.3/5 |
Wise | Wise (formerly TransferWise) is a peer-to-peer money transfer service that offers low-cost international transfers with transparent fees and exchange rates. | 4.7/5 |
Revolut | Revolut is a digital banking and money transfer app that provides a range of financial services, including international money transfers, currency exchange, and banking features. | 4.6/5 |
Western Union | Western Union is a well-established global money transfer service that allows users to send money to over 200 countries and territories worldwide through various channels. | 4.2/5 |
List of the Best International Money Transfer Apps
There are a number of trustworthy options when it comes to international money transfer apps that provide quick, easy, and safe ways to send money abroad. These apps are great for individuals and organizations who need to send money abroad because they offer cheap exchange rates, low costs, and fast transfer speeds.
Best Overall: Remitly #Top3

Feature | Description |
---|---|
Fast Transfers | Send money quickly to over 50 countries worldwide. |
Competitive Rates | Enjoy competitive exchange rates for your international transfers. |
Mobile App | Conveniently send and track money transfers through the mobile application. |
Cash Pickup | Recipients can pick up cash at thousands of partner locations globally. |
24/7 Support | Access customer support around the clock for assistance and inquiries. |
If you need to send money to one of the 100 countries that Remitly works in, you should consider using this service. You have the option to select rapid delivery if your transfer needs to be completed quickly. Alongside bank transfers, cash pickups, mobile wallets, and home delivery are also accessible in some countries; therefore, the recipient of your gift does not need to have a bank account in order to receive it.
Another important advantage offered by Remitly is a delivery guarantee, which states that the company will reimburse your transaction fees in the event that your money transfer is delayed. However, the maximum amount that you may transfer is limited, and there are no currency conversion tools available to assist you in making your money go further.
The Good
- Fast and efficient money transfers
- Competitive exchange rates
- User-friendly mobile app
- Wide network of cash pickup locations
The Bad
- Limited availability in terms of supported countries compared to some competitors
- Fees may apply for certain transactions
OFX #Top3

Feature | Description |
---|---|
Global Coverage | Send money to over 190 countries with OFX’s extensive global network. |
Flexible Options | Choose from spot transfers, limit orders, and forward contracts for transfers. |
24/7 Trading | Access trading capabilities around the clock to take advantage of market movements. |
Hedging Tools | Mitigate currency risk with OFX’s hedging tools for businesses and individuals. |
Dedicated Support | Receive personalized support from OFX’s dedicated account managers. |
You can send money transfers of $1,000 or more to any of the 195 countries in the world with the OFX mobile app. You are also able to use the app to sign up for an OFX account, log your transfers, monitor current and historical exchange rates, and set rate notifications. OFX does not charge customers for transactions; however, they do take a small markup on currency conversion rates.
Provides support for over 50 different currencies and access to a sizable banking network Have the ability to monitor both current and historical exchange rates There are no costs associated with money transfers. Suitable for massive transfers
The Good
- Extensive global coverage
- Various transfer options for flexibility
- Continuous trading availability
- Risk management tools for currency hedging
The Bad
- Transfer fees may apply, depending on the transaction details
- Limited cash pickup options compared to some competitors
Wise #Top3

Feature | Description |
---|---|
Transparent Fees | Enjoy low and transparent fees with Wise’s competitive pricing. |
Multi-Currency | Hold and manage multiple currencies in your Wise account for easy transfers. |
Borderless Account | Access a borderless account with local bank details in various countries. |
Wise Debit Card | Spend money abroad with the Wise debit card, using local currency at low rates. |
Business Solutions | Benefit from Wise’s tailored solutions for businesses, including payroll and invoices. |
Personal users as well as corporations can open online accounts with Wise that support many currencies. It takes very little time and effort to sign up for a Wise account, and a fully functional mobile app can be downloaded from either the Google Play Store or the Apple App Store. If you want a full Wise multi-currency account, you may open one online or in the app, and it will allow you to hold more than 50 different currencies and will allow you to receive payments for free from more than 30 different countries.
In addition, there is a linked debit card that makes purchases and withdrawals much simpler. You are not required to maintain a certain minimum amount or pay a monthly fee, so you are free to use your account whenever you need it for things like travelling, purchasing with international ecommerce businesses, or transferring money to other countries.
The Good
- Competitive and transparent fee structure
- Convenient multi-currency account management
- Borderless account with local bank details in multiple countries
- Wise debit card for cost-effective international spending
The Bad
- Some currency routes may have longer transfer times
- Certain features and services may have additional charges
Best International Money Transfer Apps: You Must Try
There are a few must-try international money transfer applications that provide dependable, convenient, and affordable services for sending money across borders. These applications prioritize security, offer competitive exchange rates, and provide a variety of features to facilitate the transfer process. Here are some of the most effective apps for international money transfers:
Revolut

Feature | Description |
---|---|
Global Transfers | Send money globally with low fees and real-time exchange rates. |
Cryptocurrency | Buy, sell, and hold cryptocurrencies within the Revolut app. |
Budgeting Tools | Track and manage your spending with Revolut’s budgeting features. |
Instant Spending | Make payments and withdrawals instantly using your Revolut card. |
Rewards Program | Earn cashback and rewards through Revolut’s exclusive partner offers and promotions. |
The widely used Revolut app manages day-to-day finances, provides users with a personalized debit card2, and offers services related to foreign currency exchange. Both the Google Play Store and the Apple App Store offer downloads of it for your convenience.
These include making purchases abroad in more than 150 different currencies and exchanging money between Monday and Friday without incurring any fees in 25 different currencies2. You will also receive 10 fee-free international transfers each month, which is a significant benefit for people who want to send money to other countries. You may mail packages to more than 150 different countries.
The Good
- Low-cost global transfers with competitive exchange rates
- In-app access to cryptocurrencies
- Comprehensive budgeting tools for financial management
- Instant spending capabilities with the Revolut card
The Bad
- Limited customer support availability compared to traditional banks
- Additional fees may apply for certain features or services
Western Union

Feature | Description |
---|---|
Global Network | Access a vast network of agent locations for cash pickup worldwide. |
Multiple Options | Choose from various transfer methods, including cash, bank, or mobile. |
Bill Payments | Pay bills conveniently through Western Union’s platform. |
Money Transfers | Send money internationally to over 200 countries and territories. |
Mobile App | Perform transfers and track transactions on the go with the mobile app. |
Western Union is one of the biggest money transfer services in the world. You can use their services in person, online, or through their app. You can send money for cash pickup, to bank accounts, or to mobile wallets. You can pay with a card in the app or by sending money from your bank to Western Union.
Fees for Western Union depend on what service you want and where the money is going. Before you confirm, the app will show you a quote and all of your payment and delivery choices. It’s good to know that exchange rates can change depending on the type of payment and will include a markup for the exchange rate.
The Good
- Extensive global agent network for cash pickup
- Diverse transfer options to suit different needs
- Convenient bill payment services
- Wide coverage for international money transfers
The Bad
- Transfer fees and exchange rates may be higher compared to some competitors
- Potential delays in transfers, particularly for certain regions or countries
Factors to Consider When Choosing an International Money Transfer App
International money transfer apps must have strong security and privacy features to protect their users’ financial information and operations. Even though the exact steps may change from app to app, here are some common security and privacy features of good apps for sending money abroad:
- Encryption: Apps use strong encryption protocols to send private information like personal and financial information in a safe way. This keeps unauthorized people from getting to the info.
- Two-Factor Authentication (2FA): 2FA is an extra layer of protection that many apps use. This means that users must provide their login details as well as a second form of authentication, like a verification code sent to their phone.
- Biometric identification: To make apps more secure, biometric identification methods like fingerprint or facial recognition are often available. This makes sure that only people who are allowed to can use the app and make deals.
Questions and Answers
A: Yes, you can usually use international money transfer apps to send money to people in other countries, as long as the app allows transfers to that country. But it’s important to check if the service is available and if the app has any limits for your country.
A: The financial officials in the countries where reputable apps for sending money abroad work regulate and license them. They follow strict rules to make sure they meet standards for anti-money laundering (AML) and getting to know your customer (KYC).
A: Once a foreign money transfer app is used to start a transfer, it is usually not possible to cancel or undo the transaction. Before completing the transfer, it’s important to double-check everything to make sure there are no mistakes or differences.