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Today, in this article we will discuss about how to use Apple Pay Later on iPhone and iPad. Apple Pay Later is being made available to Apple Pay customers who want to pay for their purchases in four installments over a period of six weeks. This will help them spread out the cost of their purchases. Apple, a big tech company based in Cupertino, has just released a new financial service called Apple Pay Later. If you want to know more information about this Visit Official Apple Support site.
It is an addition to the company’s current service, which lets users link their credit, debit, or prepaid card to the Wallet app on their iPhone or another Apple device that works with it. With Apple Pay Later, users can pay for their purchases in four installments over the course of six weeks, with no interest added. Apple Pay Later is part of Wallet, so users must know how to use the app in order to use the service.
Before users can set it up, they must meet the given requirements. To use Apple Pay Later, users must be at least 18 years old. Second, they must be a citizen or legal resident of the United States and have a valid address. Users can set up Apple Pay with an eligible debit card and two-factor authentication for their Apple ID if they meet these conditions. If asked, you might have to show a driver’s license or a photo ID from your job or school. Here are mentioned below are the steps how to use Apple Pay Later on iPhone and iPad.
How to set up Apple Pay Later on iPhone or iPad
- Open the Wallet app on your iPhone.
- Open Settings on your iPad and then tap or click on Wallet & Apple Pay.
- Tap the plus sign (+) to add something.
- Select Set up Apple Pay later and tap Continue.
- Follow the on-screen instructions to apply for an Apple Pay Later loan by entering the total amount you want to borrow, including taxes and shipping.
- Click “Next” and double-check your name, date of birth, and address.
- Check the details and click Agree & Apply.
- Read the loan terms and payment plan, and then tap “Add to Wallet.
How to use Apple Pay Later on iPhone and iPad
- Choose Apple Pay when you’re checking out.
- Tap Continue on the Pay Later tab.
- Look over the loan agreement and the payment plan, and then tap Continue or Agree & Continue.
- Choose the debit card you want to use for the down payment and then follow the on-screen instructions.
- To confirm your payment, double-click the side button and use Face ID, Touch ID, or your passcode.
What is Apple Pay Later?
This is a “Buy Now, Pay Later” financing service that Apple offers to customers who use its digital payments service, Apple Pay. It is the technology that lets you buy things online safely and securely. Apple Pay Later is a service that lets you pay for things you buy with Apple Pay over a short period of time.
Apple Pay lets Apple Pay users split the cost of an Apple Pay purchase into four equal payments that must be made over the course of six weeks, according to the company. The new option is similar to services like “Buy Now, Pay Later” that companies like PayPal, Affirm, and Klarna offer. Also, Apple Pay Later should be safe to use since it will be a part of Apple Pay.
Cupertino says that “Apple Pay is safer than using a physical credit, debit, or prepaid card.” Any transaction needs to be confirmed by Face ID, Touch ID, or a passcode. And every time you make a purchase, it uses a number that is unique to your device and a code that is only used for that purchase. With this method, Apple doesn’t tell merchants who you are or store your credit card number on your device or on its servers.